When did you last review your general insurance policies?

  • Do you just renew them automatically because of the time and trouble to change?
  • Are you one of the 60% of householders who are on average 40% underinsured?
  • Would you like your adviser to remove the admin burden and uncertainty?

 Now you can have the insurance you have long deserved

Three Castles policies are available through either www.threecastlescover.com or by phone 03300 948 781 We’re a new broker created from the desire to improve the world of General Insurance for people like you.

We combine state-of-the-art technology with multiple data sources to allow you to quickly and simply build a flexible insurance package that protects your family, home and possessions. It takes away the burden of lengthy applications and annual admin. And if you do need to claim you only need one telephone number.

When your world grows, your Three Castles insurance policy grows with it, giving you complete peace of mind


  • All named drivers earn No Claims Discount including young drivers
  • Insure up to 20 cars including classics
  • Full UK & European breakdown including home start
  • Other family members can benefit from your No Claims Discount
  • Motor legal expense for loss of license


  • Insurance for Cats & Dogs


  • Unlimited buildings and contents cover, only items valued over £20k need to be specified
  • Warranty-free worldwide cover for art, collectibles and valuables
  • Includes cover up to £100k for renovation works
  • No standard requirement for alarms, safes and additional security
  • Home emergency & legal expenses
  • £10m third party liability cover including employers’ liability

Investment Property

  • Unlimited buildings cover including £5k general contents cover
  • 12 or 24 months loss of rent
  • £2m landlords’ legal liability cover
  • Legal expenses
  • Home emergency including tenant activated

All-in-one Policy

  • A choice of three annual limit for vet fees, refreshed at each policy anniversary

Unique Features

  • Interest-free monthly or annual direct debit
    • No amendment fees
  • Dedicated claims handler
    • Single claims number (except medical emergency)
  • Cover guarantee for home motor and investment property to
    remove risk of switching insurer


  • Extended family cover
  • Winter Sports cover
  • 90-day single trip cover
  • Medical emergency hotline
  • Emergency repatriation

Insurance for people whose property, possessions and lifestyle require a policy tailored to their needs

 Three Castles’ new, flexible all-in-one policy                                                            


The only insurance
you’ll need
Now you no longer need to juggle an array of insurers, policies and renewal dates.


You can arrange cover in less than ten minutes with our short application process.

There’s no renewal, which means you are always fully insured.


All the documents will be emailed to you straight away.


Your insurance is arranged through your trusted adviser                                                            


Which means only one person to contact Their knowledge of you and your assets will help you meet your insurance needs.


They’ll help you understand all your risks, which means it’s never been easier to be properly insured.

Your adviser will take care of all the admin, deal with any policy

changes and guide you through your annual insurance review.


Your policy is paid by monthly direct debit


And there are no other charges
Paying monthly helps you keep track of your insurance along with all your other household expenses.

We don’t add interest to your monthly payments or charge for policy changes. So the price you’re quoted is the price you pay.

When your policy changes so does your direct debit. So you only pay for the cover you need for the period you need it.

We constantly monitor the market to make sure your premium is always competitively priced.


 Special policy feature


Which make life a little easier Unlimited buildings cover guarantees the full cost of rebuilding your home.

You need only itemise valuables worth over

£20k. Everything else is covered as standard.


We reward all careful named drivers with a No Claims Discount (NCD) to keep the cost down. Whilst protecting their NCD, all drivers benefit from the highest NCD of additional drivers with no black box or tracking devices needed.

Where we cover your home, contents, liabilities or vehicles, we guarantee to match the cover provided by your previous insurer in the

event of a claim, other than where you have specifically chosen a lower amount insured. For you, it means complete peace of mind.


All cover is subject to policy terms and conditions.

Your Financial Security

3 castles insurance is a trading style of pH Innovate (broking) Ltd who are an authorised representative of Next Risk solutions Ltd and regulated by the Financial Conduct Authority

(Firm reference No. 705135).

pH Innovate (broking) Ltd registered office is: Floor 3, Cwmbran House, Mamhilad Park Estate, Pontypool, Torfaen, NP4 0HZ.

Registered in England and Wales number 11352998

Three Castles Insurance,
Cwmbran House,
Mamhilad Park,

03300 948 781

Opening Hours
Monday – Friday : 8:30am to 7:00pm
Saturday : 9:00am to 2:00pm
Sunday and Bank Holidays : Closed